Second mortgage bad credit credit card * It is important to note that like many cash reward cards, the highest rebate second mortgage bad credit credit card offered will not apply to all purchases made with the credit card. It is important to note that there are some fees associated with this card, such as an application fee of $149.95 (if paid online) and a monthly participation fee of $4.95, which amounts to $59.40 annually. In addition, finance charges applied use the "Two Cycles Average Daily Balance" method, which is a more costly method in applying finance charges for those who occasionally carry a balance, in comparison to the "Average Daily Balance" method used by most card issuers. The APR for this card is very low, although it is important to note that only higher qualifying applicants will receive the lowest rate available. Earned points can be applied to free hotel stays and various travel rewards. You can carry your emergency card with you, but dont make it too easy to use. Although the credit card does have a $149.95 account set-up fee, it is considered reasonable as compared to similar cards designed to establish credit, which can charge fees ranging anywhere between $200 - $400 for the first year of membership. Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges), frequently fly with Continental Airlines (as miles can be combined with the Continental Airlines frequent flyer program), and will be able to redeem a free ticket or other travel related services within a two-year period (due to the annual fee), will benefit most from what the Continental Airlines Platinum MasterCard® from Chase has to offer. A .5% rebate will be issued to those who spend between $1,500 to $3,000 and those who spend over $3,000 will receive a 1% rebate.* This card also offers a second mortgage bad credit credit card higher rebate on gas purchases; those who spend up to $1,500 will receive a 5% rebate; expenditure over $1,500 and up to $3,000 receive a 3% rebate; and those whos spending exceed $3,000 will receive a 1% rebate. Anyone who applies for the credit card will be accepted based on the issuer's "No Credit Check or Credit Turndowns" policy, though certain restrictions do apply (see website for details). Through the AVON Beauty Reward program, cardholders earn one point for every dollar spent on general purchases (equivalent to a 1% rebate). second mortgage bad credit credit card Making everyday purchases! Through the rebate program, a 1% rebate is earned on all general purchases and a generous 4% rebate is earned on all purchases made at Speedway SuperAmerica stores. Upon approval, 4,000 bonus miles are applied to the account and accumulated miles do not expire as long as there is activity on the account within a three-year period. It is important to note that the rate for purchases and cash advances is the same, which is a rare benefit, considering that the APR for cash advances is usually significantly higher. second mortgage bad credit credit card There are also several card designs to select from. The switch over tacticIf cell phone and bad credit credit card your credit card interest rate is over 20% you should definitely seek relief in several ways. Article Index Back to bad credit credit cards Copyright 2005, bad credit credit cards